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This program basically is an Excel spreadsheet with a fancy skin. Amortizer helps you calculate loan payments based on interest and balance. With each new entry, you enter a loan name, the loan amount, month term, payments made, and the loan interest. From this information, the program calculates your balance. While helpful perhaps for the calculator-challenged, Amortizer could really benefit from added features such as payment reminders that pop-up close to due dates. As it works now, you've got to open the program and check for yourself.

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For this level of usefulness, a paper and a pencil might be just as handy.

Download Amortizer Amortizer is a personal finance software featuring a loan calculator. It is a spreadsheet program that calculates loan payments based on loan amount and interest rate that you provide.

To start with, you create a new entry by entering a loan name, loan amount, term, payments made and the loan interest. The program does the basic calculations with this information and gives you the balance.

The features include reminders for payments that pop up when the due date nears. It even allows for irregular payments so that you can skip any number of payments and yet the program calculates and prepares the loan payment schedule for you.